She was very interested in what I was looking for and if I had a business card.

He didn’t work because he said he had no reliable transportation to town which was about a mile away so I gave him my old mountain bike to help him .

However, you should expect a hit to your credit score to affect the interest rate you are charged on your credit cards, even your joint credit card accounts.  

You'll have to judge if your tenant is the sort of person who even has credit cards, cell phone bills, utility bills in their name.

Their business card will have business (only) number and probably a P.O.

During the first day they had him raise the credit limit on his cards to $50k, what a coincidence...

Even if the bank doesn't require escrowing those reserves they should definitely be set aside as you go along to avoid having to put a new roof or something on your credit card because there's no cash available.

With cash payment, we provide tenants with a deposit only bank card and it is their responsibility to deposit their rent via ATM or at a teller.

Making mailings is one way to find good deals, but the return on a mailing is very low and expensive.Doing a mailing campaign is a passive way to market for deals - If you want to accelerate your potential to make money in this business, I would suggest using active marketing ---Farming - looking for vacant, ugly houses - tracking down the sellers - make an offerSit in your local rent and housing court - no body wants to be there - great place to find burned out landlords who will be glad to discount their property to youExpired listing - these are sellers who have a property that did not sell - you can make their dream of selling a realality and profit at the same timeRather than licking stamps, designing silly yellow letters or post cards, stuffing envelops, buying postage, running to the post office or sitting home waiting for the phone to ring -- you'd be lot more successful by entering your market and doing peo-active marketing for the gold nuggets you are seeking.

Smaller midwest towns with steady jobs, near transportation, in blue collar areas that a re B/C+ properties.