But have you also thought that some people avoid coops because of the difficulties?

I'm having difficulty figuring out how that second loan impacts my cash on cash return and total return.I'm looking for some helpful advice!

@David M.I would say lenders aren't jumping on this because of the difficulty to encumber and then foreclose and then offload 18 properties in 4 different cities and when they do multiple properties on one loan, they can only charge one fee. 

I sent you a colleague request but it wouldn't be let me add a message - technology!

A few things spring to mind:-Issue #1: Unless your $40k rehab ACTUALLY raises its appraisal to you having around 25% equity (vs the 5% you start with), you'll likely have difficulty refinancing out of its Mortgage Insurance.

Step 5 – Pick an Automation HubThere are various smart hubs out there that support different technologies in devices.Samsung Smart Things, Wink, Vera, etc.

https://www.theguardian.com/technology/2015/dec/09...Woulda, coulda, shoulda...

Like @Erin Mullaney I love the area and know that no matter what happens with the economy, the universities and the technology here are still a huge draw for people. 

What you are suggesting/proposing is very similar to what I have offered some sellers in the past.the difficulty is getting sellers to understand and be comfortable with the scenario (no easy quest) and the main issue is if the homeowner retains ownership while the "flipper" is doing the repairs, then the flipper would need a general contractors license otherwise he or she would be acting as a contractor without a license working on a home they did not own.

*You began to experience significant financial difficulty maintaining the home.