Reason being is that FHA loans have a self sufficiency test on 3-4 unit places that almost no market can pass right now.

Why were dividends being paid when there wasn't money from the notes that was coming in which would be sufficient to pay the dividends?

Really, two brands would be sufficient, unless they can really differentiate these three.

Suncadia + many parts of Eastern WA (Leavenworth, Lk Wenatchee/Plain, Chelan, Wenatchee are becoming even more popular for Westside folks to travel to get their Vitamin D fill. 

However, if using fha loan in the high cost areas like yours as well as in SoCal, it might be difficult to get a loan for 3 and 4 unit properties since they have to pass self sufficiency test (75% of all rents cover your PITI including mortgage insurance).

Most homeowners policies have business activity exclusions or may offer riders that provide a small amount of coverage that may not be sufficient.

Just be sure you maintain sufficient cash reserves (liquidity) for any unaticipated interruptions to your cashflow, i.e. loss of income from your primary occupation or vacancies.All companies and investors looking to grow will have to find financing to grow their business.

I read this post by Andrew Postell, so I'm aware of the basic differences re self sufficient/funding fee/MPI/etc -- but I wonder if there is another lens to view these loans through when there's a team of investors considering them.

We have sufficient financial resources and plan to go slow with a conservative purchase when opportunity knocks. 

If kids are playing on it a 12 mil wear layer will be more than sufficient.