My house was built in 2007 and insurance cost 1/3 the price after they applied the deductions for the hurricane damage prevention measures.

There are low-down payment conventional loans out there as well that have much less stringent requirements.

So all of your questions should be surrounding why it is a good deal in a good market managed by a good team, as well as what measure are put in place to reduce the risks across these three points.

Make notecards and tape them on the bathroom window to memorize all the terms.Valuation, how to find comparables, how to determine if the comp had a loan or was played with, what square footage counts, how room counts work, how to measure, when is a basement/or room square footage or not...

I would love to hear more about your experiences in Bethlehem in Easton and how you measured the signs of change in those areas years ago.

Which sometimes can be more stringent than Duluth, as in the case of Midway township where I live.

I just felt the need to reallocate my investments to places (states) that are more affordable (when measured in relation to local incomes,) growing population, less regulation (I made up my mind to sell when the latest state-wide rent control measure was being debated.)

Stocks are traded entirely differently and measured by sentiment. 

Make it specific, measurable, achievable, relevant, and time-bound.If your first goal is education.

You've got some good comments above on the rates and terms so use those as the measuring standard for possible loans.Should we assume you are purchasing this property with 25% down?