This can cost thousands of dollars to replace, only to find it all stolen again.Do not only rely on proforma.

I made a lot of bad decisions in college,  I started partying, racking up loans (even though I had full scholarships) and somehow still managed to max out two credit cards.

You set it up once based on your equity and then you can borrow money and pay it back like a credit card basically. 

A Christmas or holiday card will do. 3.

Put $50k worth of rennovation on a credit card ()% apr for 18 months of course).

p.s. i just hope to get my $50 amazon gift card still... 

Since it's all a house of cards, the idea at this point is to not be part of the deck being used.I like Rabobank's assessment:"We live in a world of no consequences and everyone around us is corrupt". - until the shell game ends and it all collapses 

The handyman can go to the big box, collect the items, and go to the Contractor's Desk where you'll be called, the items reviewed with you, and you pay by credit card.

While I don't have a background with real estate currently, I do have a background with consumer lending (Auto loans, credit cards, personal loans, etc.).

All that being said you will get an incredible cash return compared to other investments if you play your cards right .