I'm wondering whether this is a red flag, or if this is an easy issue to deal with. 

IMO, (non cpa, joe taxpayer like yourself),Deducting actual vehicle expense not only requires exclusive use for business, but the vehicle must have commercial signage permanently attached (ie not simple magnetic signage).Life is much simpler taking the mileage deduction and not raising a red flag for operation costs. 

That's a big red-flag for me, and would open you up to countless lawsuits for deceptive information.

@Nat Chan   I am building new construction homes in Charleston.. the inner city is re gentrifying and frankly its red hot some of the best I have seen .I have 7 under contruction right now in those neighborhoods .. one would drive through there and wonder what the heck but its quit fascinating really...

Among the largest populated states, IL, OH, and MI are slowing. 1) Green -  A Exceptional Inflow migration. 2) Yellow - B Strong Growth.3) Orange - C Growing but Slowing.4) Red - D - Slowing and population may decrease over time.You can see that the fastest growing counties in the U.S are located in Georgia, Texas, Virginia, Florida.

If I told you I have a FANTASTIC deal for you....a nice red truck for only $9,500 and it's worth over $20K...would you buy it? 

Also the fact that it would be your first bank loan AND your starting a new job would be a double red flag.

Unless you are speculating on massive appreciation potential (which may be reasonable for a red-hot Seattle market?)

The red brick fireplace surrounds and exterior brick work, some wheat color and some red, will remain unpainted because it is less maintenance.

Past: Had an inspection of a six unit building by an inspector that I have used several times in the past.During inspection, seller’s agent asked us not to talk to the tenants or mention the sale of the building (Red Flag!