Not sure how DTI will impact for how it will play out.

I am not sure if it was reset for my listing with this change or if something else caused it to turn off, but I have not touched that setting since initially setting up AirBnB.Hopefully it was just a setting that impacted me, but I figured I would share.

I just felt that below real estate cycle was impacted by coronavirus, or I would have held.

Here is a brief description of it:https://malegislature.gov/Bills/191/HD5166Protecting Renters and Preventing Evictions-Cancel/ban evictions for rent due from the start of the COVID-19 State of Emergency through 12 months following the end of the State of Emergency, if tenant was unable to pay because of a direct or indirect impact of COVID-19.

There is some uncertainty about how the market in this above area is handling the Pandemic impact, but I'm willing to wager that Government money and contracts + extra stimulus are keeping demand up.

However, my wife has no risk tolerance for taking loans to perform these project for fear that if something goes wrong, it would negatively impact my family. 

We just rely on the appraiser to provide comparable sales (in terms of number of units) and comment on anything they think would impact the value or marketability of the project.

Be careful what neighborhood you buy in because that will impact your potential future rents, appreciation, and resale value.

How would that impact you?

Get an inspection so you know what kind of impacts to Capex can be expected and work it into the deal.