If you have been denied before get a secured credit card. 

@Tiara Fair lenders can't make enough profit on these little loans.Where is your first home located? 

Well located, well furnished/designed, amenity rich properties at the right price are flourishing. 

This rental property will be designed with a keen focus on generating a healthy cash flow.Project Blueprint:Budget: Allocated at $200,000, covering construction and all related expenses.Focus: To merge energy efficiency, durability, and tenant comfort with cost-effective construction strategies, making the rentals both affordable and sustainable.Location: Currently scouting – I'm open to suggestions and insights on ideal locations supporting this vision.Strategic Planning:Efficient Design & Planning: I'm considering compact, multi-functional layouts to optimize space usage and incorporate cost-saving construction methods without compromising quality.Sustainability & Efficiency: The plan includes investing in top-notch insulation, air sealing, energy-efficient systems, and sustainable materials to reduce the building's carbon footprint and operational costs.Budget Management & Cost-Saving Initiatives: Careful budgeting and exploring value engineering options are crucial, alongside seeking out grants or incentives for energy-efficient building projects.Community & Sustainability Goals: To create shared amenities to foster a community feel and implement systems encouraging tenants to monitor and reduce their energy consumption.Seeking Community Insights on:Cost-Effective Building Strategies: How can I ensure the project remains within budget while achieving high sustainability and efficiency standards?

what happens to the security deposit?

Location is good yes its appreciating faster than average and rents have also jumped and population is growing , i did do a lot of research on the neighborhood. 

Besides extra amenities, better furniture, location etc.

I'm currently an apartment locator and my goal is to be a commercial real estate agent, but I don't know how to get there.

Some key criteria include:Location: The property must be located in a rural area as defined by the USDA.

It's a meetup at a physical location in Hawaii, however,  I can make it available via ZOOM if there is enough interest.