These loan programs are typically used for clients who are self employed & do not show enough income on their tax returns to qualify for a regular mortgage. 

This could mean paying down debt or regular expenses (maybe get rid of a car payment, etc.).

Just by applying the "law of attraction" the universe has conspired,through regular face to face, to present 2 offmarket deals!

What about just a regular old seller financing deal with a 12 or 24 month balloon?

Also regular large expenses like marketing.

This feels like dirty pool to me.I'm in Illinois and I see this with some regularity. 

These are the renters that cause death by a thousand cuts, small infractions or problems but the sheer volume becomes a regular irritant.They constantly complain about "problems" like mold in the corner of their tub that could easily be cleaned or that the neighbor's porch light is too bright and shines right into their bedroomHabitually late with rent.

Regular property inspections help us nip problems in the bud, before they become an urgent need or emergency.

All common areas of high/regular traffic, LVP and tile hands down.

Smart landlords establish 6 month reserve accounts and/or contingency funds, which protect them in times of vacancies or when expensive unforeseen repair bills pop up in addition to regular planned-for maintenance items.