Im a licensed RE agent in Fresno CA, considering to bid for a property on public auction in auction.com, hubzu.com, homesearch.com. my question is.. for example, when I place a winning bid of 100K, and the property has a total estimated debt of 300K, does that mean I have to pay 400K for the property in order to get the title? 

Is there public water , gas, sewer  at the street?

They might offer to give you the property, ask you to reduce the payback amount, or decide to just walk away, which means you may have to take the property back.Mortgagor Problems: They could suffer from a lost job, a divorce, addictions, illness that piles up medical bills, and other personal adversity that stops payments to you.

Your additional disclosures will generally be to the seller (when you buy) that the buyer is a licensed agent and to the public (via MLS marketing remarks) that the listing agent has a financial interest in the property.  

This Affidavit is notarized by a Notary Public.  

What type of jobs do people work, look for clues at how much of the population is dependent on public assistance.www.movoto.comI started doing this when I purchase properties and find it is very accurate at predicting the desirability of the neighborhood and the quality of tenants that will want to live in your property.

From a pricing perspective, xx95 always sounds better than xx00.It is easier to reduce the price over time, but nearly impossible to increase it.

The tenants are paying your debt while the property is appreciating and the principle is being reduced.  

There legal basis is greatly reduced through proper disclosures contained in a properly drawn PPM.

In return, I've agreed to let the former owner continue to stay in the house at a reduced market rate rent for 3 years.