@Megan BallardIt’s called Underpinning the foundation and it’s quite complicated, expensive and can be dangerous in older homes.

Add taxes and insurance and your monthly expenses are over $2,000.

The Cheapest price that I got was $65k and the most expensive was $250k. 

@Diane Dutt very few lenders will call a loan that is current and paid on time.

Luckily bank agreed to make repairs needed to pass four point.I had to get a renovation loan insurance policy where I paid for a year up front in escrow and they would pull $400 a month till renovations were completed and then I could find a new insurance policy and the remaining escrow would be transferred to the new policy.Paid $540 for an appraisal.

The checking was where rent deposits were made and month to month expenses such as water bills were paid.

But the potential upside of the more expensive building is massive, plus you get a higher overall ROI when you factor in all 4 wealth generators (cash flow, loan paydown, appreciation, depreciation).

For example, the same house that is one or two blocks over on a quiet street should be more expensive. 

@Jonathan B.Advise her to file bankruptcyThe arrears will be rolled into bk and paid back over 60 months

Here is what the law says: "The Fair Housing Act prohibits a housing provider from refusing to permit, at the expense of the person with a disability, reasonable modifications of existing premises occupied or to be occupied by such person if such modifications may be necessary to afford such person full enjoyment of the premises."