Do you have any skills you could offer to a real estate office or similar organization?

Everyone has their own objective and strategy and what's important to them.

You're better off growing your company organically.

That should be your primary objective.  

Basically you have to do a mini probate, then have all potential heirs sign a 'no objection' letter and THEN you have to sign to pay all costs the title insurance agency may have now and forever in the future if there is litigation. 

But, we just do t have the time to organize.

They can't tell you how to organize your company, but they can tell you about how to set things up so you qualify for the loan.Is this a commercial property or a single family?

I use a local organization that helps international students find housing in the Boston area for the guest room.

Also, USAA was really good and organized.

I'm trying to figure out if the sum of the yearly income minus the yearly profits is near $40k because if it is and the objective is simply to replace the $40k, then you could easily pay them off, get the extra cashflow, and use the other $150k to invest in another deal.