I could've gone into this conversation with minimal prep.

My maintenance is minimal, but I do a bang out job of renovation on the front end so that i don't have ongoing issues, capex expenses are kicked way down the road and the home looks great to minimize vacancy.

I hold rental properties within LLCs and also within my personal name, and am able to minimize income tax equally through depreciation shielding.

@Anthony Dadlani With having done minimal investing years back I am always driving County to county meeting Seniors.

Most HML and PML (hard money and private money lenders) are all about minimizing the risk of losing their money, so it's up to you to show them how you plan to a) protect their investment, b) responsibly out their money to good use, and c) provide an agreeable rate of return. 

People with 2 or 3 mortgage payments, all reporting current and never late, are almost always in the high 700s, often into the 800s.Folks with minimal credit  history because they think having their credit pulled 'hurts' their credit (without considering the relatively MASSIVE benefit of the subsequent on-time payment history, especially for installment debt [less so for revolving debt]) are in the 600s, low 700s.

I would say it’s best to diversify a portfolio with stocks, bonds and alternative investments like real estate as you want to maximize reward with minimal risk (modern portfolio theory)

Part of me wants to just rip it all up and the other wants to minimally cut and maintain what I’ve got now (will be a big hurdle at first and not sure how it will look afterwards).

I only get minimal leads which leads to less deals and less flips lets say I can only do 2 and make $50k in that same year.

I know I’m going to make mistakes, but I would like to minimize those mistakes as much as possible by finding a mentor.