Get to your local RE meetup, All the best 

If so, I would recommend using local data, since national data is not exactly useful on the coasts.

(I am already working to trade my time for others' capital through networking at my local REIA.)My husband's job is AWFUL, but it has great benefits, and he cannot switch jobs right now.

Michael,I would suggest you reach out to local investors there in the SF area and ask to grab a coffee, a beer or a meal. 

The 1% rule isn't law and came into existence after the housing crisis but now is harder to find- https://www.biggerpockets.com/blog/1-percent-rule-deadAttend local meetups to find out what the market is doing on a local level.

Hi Zafer,The best bet to know what the property tax is on vacant or improved land is to look at the local county's assessor's website.

Being an investor and lender myself, I have networked with many local banks and found one bank that is able to do investment HELOCs.

I’d recommend trying to decide which route you prefer after the original hard money loan because the amount of time to actually create my last LLC was much longer than I expected despite the company that was doing it saying they had like a 2 day setup.

You may want to try a local hard money lender for these property types and a local bank for the refinance. 

BP also offers a link to connect with local agents to help you find your investment property.