It is still an IRA in all respects. 

.-  Is it worth it to invest inside of an IRA in order to get the tax deferred gains?

It's not a roth IRA or Ethereum stock buy.

You can withdraw your contributions out of a Roth IRA anytime tax free as a return of your basis.

I understand that is a desirable situation for many investors, same as investing from an IRA or using a 1031 correct?

Besides the mortgage, I have no other debt.I’m finally learning about how a Roth IRA works so I plan on maxing that out yearly.

We use Solera bank for our Checkbook IRA clients. 

roll it over to an ira?

Thanks in advance for your time and attention.Liabilities$25k in 3x 0% cards, offers expiring beginning of October 2023$71k HELOC @10% fixed (opened 2/2023)$220k mortgage @7.625% fixed$500k mortgage @2.75% fixed$15k loan owed to family (asked us to cash out gold bullion, I did so but have been sitting on returning the money until they request it)Non-Real Estate Assets$20k Cash$100k in Traditional IRA mutual fundsCash FlowDebt Service ($5500 monthly)$200 0% Minimums$500 HELOC Interest (minimum)$2000 ($220k mortgage @7.625% fixed)$2800 ($500k mortgage @2.75% fixed) Income ($13500 monthly) $5900 Net Salary $3050 DADU Rent $4550 Investment property rent

So, if possible, you can take out a loan against your 401k/IRA or life policy to pay the tax bill.