First Time Home Buyer IRA Exemption

[Collin Baumann]

I am 6-8 months out from buying a small multi family to house hack for my wife and I’s first property. We currently index invest a strong portion of what we have saved up.

2 questions.

- Is it worth it to invest inside of an IRA in order to get the tax deferred gains?

- If the loan on our first property was only on my name but my wife lived in it. Would an IRA that my wife has be eligible for an IRA first time home buyer exemption on technically our second property. However the first with her name on it?