The way you can earn money is by signing up for their programs and recruiting other people to do the same.

They have a portfolio program that usually will help buyers who have some interesting financials.

@Jim Brown: The lender I spoke with said 203(k)'s are an FHA product, but there is a conventional renovation program for 20% down.

Definitely fix the water and mold now or it could be a way more expensive issue later, and you don't want city people and permits and legal/local governement stuff involved.

It actually came from China who gave the best terms- which means that we have to file Form BE-13 with the Government.  

The girls are honor students and accomplished musicians: I spend a lot of my free time volunterring with the girls' school and with the Alum Rock Jazz Program (http://www.alumrockjazz.com).

We refinanced out of our rate of 5.124% (state program) into a rate of 4.6%.  

This brought us to one of the seminars that cost of $2000 to attend and then they talked us into $20K program that sounded like we would be getting a good amount of support.

Of all the typical loan programs available to buyers' they FHA loans are the most favorable to buyers' with less than great credit.

I've been on the search for a community and/or mentorship program of some type for a looong time.