Keep in mind, some states will charge a transfer tax when you change the title over (which can get a bit pricey).While I'm a big proponent of cutting out excess fees for things I can do myself(i.e. setting up LLCs), however, in this situation, I would consider using a lawyer to make sure this is set up correctly.There is a good YouTube video of the overall structure which you are describing by Clint Coons using a holding company with child LLCs.  

I'd like to say a big fat "You're welcome" to the BP community for introducing one of the finest gentleman the real estate investment world has seen 🙏👍Here a you go mate - https://www.biggerpockets.com/forums/55/topics/114811-pleasu...And yes, 38,000+ thousand posts later I can say "it's working" haha

HELOCs if they own a primary......cash out refinance if they own a primary.Borrow from family.Side hustle for a year....uber/lyft, deliver pizza, Amazon warehouse, PM, cleanout services, garage sale item flips(Gary V style)Medical Research....some pay $800 or more for simple vaccine research..some pay $5000 for a week of in patient testing.Trade down cars....flip cars.....saw a guy the other day on youtube flipping riding lawn mowers.Selling all their excess on FB Marketplace and ebay.

Always by excess product (box or 2 or minimum 5% extra) for IF/When damage occurs.

This implies that hands off ADU additions start off with a negative position, often in excess of $50k negative position.  

California charges a minimum tax of $800 a year per LLC, and more if you have gross receipts in excess of $250k.

Uh, depending on how much roof, how much tile, and how many cabinets, I don't know that $8.8k would be all that excessive?

.$30k for a roofing repair seems excessive. 

Both properties have a 20% down payment.As a well-qualified buyer with an 804 credit score and high W2 income, I expect to receive a prime rate.I want to ensure that my local credit union isn't offering me excessively high rates.

I am looking at a condo in Fat City as an investment property and read there is a lot of revitalization going on in this area.