Am I on track with the above plan?

If not you may have a hard time finding money without a bit of a track record or quite a bit of skin in the game.

So this property was a VA foreclosure listed for $96,900 3/2 1400 sq ft house, dual cooled, 9500 sq ft lot, built in 1980.

I went off track and didn't read this one completely through and through. 

However, the American Bar Association encourages their use, and according to the Oregon Bar Association, "Prepaid legal plans have been endorsed by the National Association of Attorneys General (NAAG), a savvy group with no interest other than equal justice for all.

You are on the right track with your future and good luck in your investing.

Have you checked out Fast Track? 

For instance, Dual Tracking, forbidden via Dobb Frank is forbidden for all loans regardless of Occupancy.  

I am self employed (making good income) but graduated from college last year and don't have enough track record for "typical bank loan."

I pay for it with my Home Depot card so I can track my different projects.