NealStart at loopnet.com they list a lot of comercial crap. 

I'm just looking for the best combination of risk/reward.  

I don't know about better rates but I do have an experience to were I was refinancing a large loan on a property I had zero credit card debt but I had almost a million dollar credit line when all cards combined some of which I didn't have anymore, so that made the banks a little nervous and asked That I cancel some.

Most agents wont negotiate for crap if they think it's going to put their sales commission at at rick. 

That said, no matter what method you use, you'll probably have to sort through mountains of crap deals just to find a good one.

Garages for rentals around here are rare, so if you have a nice area of Waterbury combined with a garage you should attract a better level of tenant.

The Lending Estimate (LE) will combine and replace the old Truth in Lending and Good Faith Estimate.

For us it's more about whether we'd be financially better off spending a little more monthly to rent but having that $100,000 + liquid and free to buy distressed properties for rehabbing and flippingorPutting that $100,000+ into the purchase of a nice, modest, relatively move in ready house for us to live in, having no mortgage (only taxes and insurance) and then opening a HELOC, which we'd use, combined with our dual W2 income that we're now not spending on mortgage payments, to buy distressed properties for rehabbing and flipping. 

On you GI bill, it's correct that you can't necessarily use that as stable income. you can use the $600 a month disability income though combined with the current rents on the property you're interested in buying. it's not much, but better than nothing.

When a NNN lease is combined with a single national credit tenant, the investor can be assured of a management free property with minimal risk.