This may be due to a misunderstanding of existing options.FHA loans: Require a 3.5% down payment for investment properties with multiple units, but you must live in one unit.VA loans: Offer 0% down for veterans, but again, occupancy in one unit is mandatory.While some private lenders might offer lower down payments around 15-20%, they typically come with stricter requirements and higher interest rates.

No need to guess fnma makes guidelines available to everyone. https://selling-guide.fanniemae.com/Selling-Guide/Originatio...Do It Yourself” OptionThe “Do It Yourself” option is available for renovations made to one-unit properties by the borrower.

After all the headaches and bills, I'm renting out the two units, and want to make use of all the learning and do another project.Looking to learn and contribute to this awesome community.

Settling on a tenant with a negative credit score, positive eviction history and zero bank blance just because you are scared to have a unit sit empty for a few days is a mistake (that I've made). 

Hi,  I own two units that are 30 day minimum.   

Whether or not its worth doing a re-fi to pay off other units and then refi those to purchase new units, etc.

Current State : 25X100 Lot [1 Commercial Unit ]Future State  :  2  Commercial Units with 3 residential If we acquire the property on a commercial loan & demolish the building  - The bank can/will call on the loan .

Have about 135 units we own and manage.

Then we simply divide the trash charges among the number of units in the building.

Hi, I have 40 units here in Burlington and have found it to be a fantastic place to invest.