https://selling-guide.fanniemae.com/Selling-Guide/Origination-thru-Closing/Subpart-B2-Eligibility/Chapter-B2-1-Mortgage-Eligibility/Section-B2-1-1-Occupancy-Types/1736857481/B2-1-1-01-Occupancy-Types-05-01-2019.htmChildren wanting to provide housing for parents:If the parent is unable to work or does not have sufficient income to qualify for a mortgage on his or her own, the child is considered the owner/occupant.

Sorry, proper response will follow shortly tonight my time when I have sufficient time.

Of course that statement assumes a lot of unstated variables, the availability of the next deal, your income being sufficient to support the purchase in the future, your desire to live/purchase in that area later, future availability of lending, future availability of insurance (that's relevant to a lot of areas right now).

There seems to be a lot of creativity in creating these tiny self sufficient homes.

For me, the first lien lender wanted to make sure I had sufficient cash reserves to complete the rehab project. 

But, none of them kept sufficient oversite to keep us out of trouble.

That is somewhat difficult in general but a DSCR-type cash-out refi at 75% after 3 months is possible here, as long as credit is 720+ and DS coverage ratio is sufficient at that loan size.

Your basic insurance policy with $300,000 in liability coverage should be sufficient in 99.999% of all lawsuits.5.

Don't believe $19,000 is a sufficient amount of funds to execute a $480,000 total cost real estate opportunity. 

Things such as a cosigner with sufficient income, etc.