With this style kitchen you could easily install it with little to no cabinetry skills, could always scrub it super clean and it would last forever.

Then listen to ALL of the Bigger Pockets podcast (won't take that long if you listen in 2Xspeed on iPod 10X style).

It is also a bit outdated, but in a nicer area of town, so I was okay to take the old cabinets and old bath style etc...

However, looking at their work on their website will give you a sense of their design style and capabilities.

A personal home life style liability that will limit your ability to invest.

so you could do an LLC or have an umbrella. here is your problem with an umbrella though.you are acting as a busniess entity and if you say or do something wrong and someone tries to sue you, you do not have commercial style insurance. if the building causes problems that is one thing but if you do something against the law no umbrella coverage just have personal/advertising liability or anything else. just property and bodily injury. talk to your insurance agent/broker.

Could just be a factor of investment style?

. $10k may seem like chump change but thats when I was looking at single family homes in the $30k-40k range.

Odds are that not all of them will want your style of deal but at least with 10% down you should have some options.

Just ask Minh Le who invests in San Jose or J Martin of BP meetup SF style fame ( actually Oakland) these guys make major cash flow in some of the most expensive markets in the US.Now if your talking SFR in a residential neighborhood then yes in many high priced west coast and other markets they are not cash flow investments and will be negative with 25% down that's for sure.. its not normal in most of our west coast markets to buy SFR's as investment properties you buy small multi or apartments..