It all depends on your risk tolerance and what helps you sleep at night.

Do PM's typically take $ of the top of repairs after they have negotiated lower rates?

With that being said, I have shifted my focus to multifamily and apartment complexes outside of our state and/or across the state in hopes of leaving behind the outrageous insurance rates.

It also depends on the competition in your market I think.

STR's are a great investment in this area, occupancy rates are extremely high in the summer, and very high during the spring and fall.  

Hi Sonia, The U.S. real estate market can be extremely lucrative for international investors especially depending on where they decide to invest.

If you're already at a good place with your portfolio, and just want to maintain rental income, hang on to the property with it's super low interest rate and positive cashflow.

They are offering a 12-15 month 0% APR Credit Business lines, isn’t hard money usually a higher interest rate?

I would like a fee schedule where I would pay per call if possible, as opposed to a monthly rate since most things I will take care of myself, except those items listed above since I’m not in the area. 

The amount of monthly income will depend on your goals and the rest of the deal design.