I have seen so many PM companies based on my research of large number of magistrate court dispossessory cases, they wait till 4 months (Progress Residential) to file, some wait till 2 months to file and you all know the more you delay, they more loss you incur.

I currently own and live in a single-family home. I want to buy a duplex/triplex next, but everything in my state is out of my affordability (Denver Metro). Talking to my mortgage officer, I must rent out my current p...

We have some work to do yet to get everything as I like it, but we are making good steady progress.

He says that “goals are good for setting a direction, but systems are best for making progress.”

I do not have the best credit(work in progress) and he told me he could get me pre-approved for $250,000 with 3.5% down(FHA), but I have to improve my credit by paying off debt. 

Since selecting the wrong PMC is usually more harmful than selecting a bad tenant, you might want to read our series about “How to Screen a PMC Better than a Tenant”:https://www.biggerpockets.com/member-blogs/3094/91877-how-to-screen-a-pmc-better-than-a-tenant-part-1-services-and-processes Thank you, I appreciate  very much, I will do it and I will try to share my progress with you if you allow me.

The economy could worsen faster than anticipated. 

I will go back to the podcast for more about lender and bank questions, I want to start interviewing banks soon and get the foot work started so that at least im making consistent steps toward making progress, and not just always only talking about action.Thanks for the advice and I'm sure I'll be back here with more questions soon! 

As far as making the Canadian Investing forum more easily discoverable, I believe that @Nate Slappey III has some ideas on this (and maybe some work in progress). 

The purpose of withholding throughout the year is to cover the taxes at the end of the year when you file your return.The amount you have taken out from your paychecks depends on how you completed your W-4.You are calculated as paying 'one tax' based on your income.The tax system we have is progressive meaning the more you earn, the more tax you pay.So it is hard to say what tax rate you should be paying without knowing all your information.Ask your accountant.