Just food for thought as you grow your business!

I'd prefer to work with someone local.Again any info on local hard money lenders would be greatly appreciated!

Kind of seems like they prefer experienced investors too....

I would prefer to do it online if possible.

Then you know the exact dollar amount of any reliability or service-based premium you might be paying, and you can decide if you want to pay it, or would prefer to risk losing the house entirely.A company like the one I work at, the lender credit for a given rate might very well be $500 less than what you will get quoted at the jenky place where the underwriter doesn't know how to calculate rental income.

. $170K cannot purchase in my preferred area.

Preferably one broker.

The only reason I prefer the lender I do at the moment is because they can put in under 3.5% on a 30 yr conventional which nobody else can.

Low commodity prices should reduce food cost as well.

I prefer to look at the credit report which actually shows their number of creditors they owe and if their payments have been on time.