So you would probably need to educate the agency officials regarding the time value of money and toward the idea that selling their lien for a fraction of its value is a wise business choice.   

But I would prefer the choice of following someone and having them as a colleague and/or sending them PMs as opposed to being forced to have to follow them as well.

I have very little choices here.Mostly FHA loans people with no money down.Take it or sit on it.

Speaking of Hurricanes, I got a sneak peak at the upcoming naming scheme for the 10-11 Hurricane Season:Hurricane Arlen (in honor of Arlen Specter, D-PA) Al Franken could be another choice!

Marc, the choice was between Obama and a retiree, who else should they have chosen?

I saw that "Wholesale" choice too.

Consumer choice and the free market should dictate what an agent is worth, and let the agents prove their worth by performance, not an entitlement mentality.

Looks like another great milestone to cross . . .Thanks as always, for helping one another out, for sharing your stories, and of course, for making BiggerPockets your real estate forum of choice.

I thought you were referring to holding "cash" in a currency of your choice rather than currency trading.

Check out his "Investment versus Loan Payoff -- A Scenario " http://www.hughchou.org/calc/payoff_v_borrow.cgiThis form allows you to compare what would happen if you took one of two choices with a big chunk of cash you have -- paying off your mortgage, or investing it instead.