Depending on who you are talking with, they pull from those credits at an hourly rate:Book keepers pull 7 credits per hourTax Preparers pull 10 credits per hourCPA/Attorneys pull 20 credits per hourThey will set up everything up for you without using any of those credits.

Once the money is back in my account I'll send the rent money'-'My car ---- the bed and needs fixed'-'The storage facility I have some stuff in charged my credit card 10X what they should have'-We had an unexpected bill'-'My credit card/debit card/bank account got hacked' (this one has happened multiple times to different tenants)-'I got another job that pays better'

The inventory is still too low.

-- You will not find this level of service with a regular bank or credit union. 

My question is, if I accept the payment (the assistance payment from the government to a low-income tenant), will my property be recorded by the government as "low-income" housing provider?

DSCR lender here, we specialize in refinancing with no and low (90 day) seasoning period.

@Vishal Chandan @Bonnie Low- Second what Bonnie has to say.

But I don't know enough about TX real estate law to determine an alternative that would not require either the due on sale or refi, and I do NOT want to lose this ridiculously low rate.

I don't have any debt at all, I have a 778 credit score, and I have about $35,000 in liquid.

I'd love to hear how everything goes, about both your highs & lows.