Large CapEx items: $152.77 (10.1% of gross rent)Budget to replace the roof in about 8 years for around $8,000: $83.33Budget to replace the 2 new furnaces in 15 years for $8,000 including labor:  $44.44Budget to replace 2 new water heaters in 10 years for $3,000 including labor: $25If my math is correct, then that puts my total estimated expediences at $1,254.61 leaving only $245.39 total cash flow (or 122.70 / unit)...

Leave the owner occupied property alone because your debt ratio is precluding you from  going full doc.PM me if you need further detailsStephanie

"Leave the credit to be used later?"   

- Lease ends in 10 days, verbally told them I would like to have another tenant in the property and that they must leave - What else should I do?

Continue to live here and leave side B empty.

I learned SO MUCH on this deal and definitely did not get to take all my money back out, but I consider it a win because I'm cash-flowing $600+/month and was able to take out $112k of the $145k I spent, leaving only $33k in this deal.

I learned SO MUCH on this deal and definitely did not get to take all my money back out, but I consider it a win because I'm cash-flowing $600+/month and was able to take out $112k of the $145k I spent, leaving only $33k in this deal.

:) While I did leave $30k in the home after the re-fi, it would be almost impossible to find a house this nice for that much and still cash-flow $600+/month.

They will finance up to 85% (leaving you a 15% down payment).

Wholesaling is hard, you basically have to know how to be a flipper and just make less money, it takes either a ton of time or a good amount of money to find sellers willing to sell at a price that leaves meat on the bone for the investor and wholesaler.