I have bundled service for TV/Interne/Phone.

An internal rate of return may also be mentioned...after the investor hits the promised IRR (15-23%), the split might change to 50/50. 

(There wouldn't be any land title transfer but you'd need some kind of settlement such that the owner's mortgages and liens were satisfied, their property taxes reduced, etc.)

2) Things to look out for / question in terms of closing cost (i.e. is that $10,400 real estate transfer tax legit?)

Which basically means that there must be some sort of internal hearing process where the accused person has the right to defend her actions.

You then might be able to present other options to the owner of the property the servicer could not because of constraints with the loan servicing agreement.Before considering buying a loan you would need an audit on the note making sure you have 100% true chain of proper transfer where the borrower could not try to claim somewhere along the line the mortgage was invalidated or not properly transferred etc.Dave Van Horn on here has bought a lot of mortgage notes so might contact him if interested in that type of thing.

I realize its not the 3rd party's 'fault' but the function of the ACH transfer makes it too easy to get burned. 

Scott can I intern for you?

Generally, liability rests with the seller until transfer of title. 

Next step: we were going to transfer the house to the LLC, but quickly learned that there is a transfer tax in Philadelphia (4%), which will cost us thousands and make it a non-option right now.