After saving for years and being priced out of nearly all of our favorite neighborhoods here in the northeast, we decided to give up the American Dream of being house poor the rest of our lives and get into real estate.

I'm not sure that would improve your position by taking the tax/penalty hit (not sure of your age) you would incur by withdrawing money from retirement. 

I will give you the numbers then tell you mu strategy idea. house purchased for 415,000 in august of 2020 at a sub 4% rate but I treat it as 4% because I am not 100% sure what the rate is (I am getting into contact with realtor soon don't worry)The house could rent for 2,500 per month at minimum and I think I could get 2600-2900 but not 100% sure.It is now on the market for 600, 000 but I think I could get it to 575 since it has been up for a couple months.well 575,000 at a 7% APR is way higher than the rent so I was thinking I could do a seller financed route.

Hi all,so I’m moving from Jax to west palm / Jupiter  area In August and I’m curious if there’s any properties (100k-250k) that’ll allow for house hacking.

You could start BRRRRing houses and maybe that would allow you to buy more and make more cash flow.As for the paying off the mortgages, I would make you minimum payments monthly and when rates go down in years, you could refinance but pay the same amount and that will help you to pay it off sooner while you are left in the same Cash flow position. 

while you continue to learn about wholesaling, can you look into house hacking? 

I am particularly interested in finding a house in a good neighborhood that has not yet appreciated significantly but has potential for future growth.I would greatly appreciate the opportunity to discuss this with experienced real estate agents in the area to understand which neighborhoods might be good investment opportunities.

So house hacking isn't really an option for me either. 

Actually there is and it's very popular and can be found here https://www.biggerpockets.com/forums/67-rehabbing-...Your question depends on the style of the house and the price point.

So it all depends on your leverage position.We have still been able to find cash flow on LTRs here in the Denver metro and surrounding areas, however, it usually involves a big value add, or buying a very poorly operated 5+ multifamily property where you aren't competing with homeowners or house hackers.