In our local, there is special zoning for such a thing- Rooming House I think- and honestly I have no desire to get into it. 

The company i worked for has haved many bad experiences cause of bad organization, materials stolen, project managers that didnt even know how to use a tape measure and all this years they supervised my work and I made them famous they became big bosses but honestly I was the one running the show.

I'm guessing on that based on my other interactions with banks, though, to be honest with you ...

To be perfectly honest I did these investments more for sport but at this point I have to finances to really get serious.

honestly, I would install carpet instead of laminate if that were my only 2 choices. the problem with laminate regardless of price is that it is made of essentially compacted fine wood fiber, like cardboard, and the edges are not sealed, because of this, generally on the butt end, any small amount of moisture will cause it to swell.

We have wealth professionals here at BP and honestly Im puzzled why there hasn't been much input...Am I in the wrong sub-forum?

I honestly don't think this is the best path for you given your stated goals and expectations ...

Honestly, it's worth going to a company to just have them do it, as they're only $50-100 more than you'll have to shell out to the papers, anyway.

If I want to become successful in REI I know I'll have to be honest with myself and others to obtain the knowledge I need.

If all of this is true then no, this won't be allowed and I would honestly look into a new CPA.