Duane, I personally do not like to finance an entire deal, for that matter I like to have a very low debt ratio.

It will be tough to find a lender with that little down, but my bigger concern is those markets are higher maintenance markets and lower home values, which if you do not have a very nice cushion in reserves it can crush someone, so I would also make sure if you get a property that you have sufficient reserves to handle any cash crunch.

Another concern is the massive personal mortgage my father obtained in 2021.

I've personally enjoyed success in Northwest Philadelphia, particularly Mount Airy.

I don't ever look at land to subdivide just entitle it to the max. add units, etc. or buy land smarter. it's not hard. you can handle all of it yourself but you need a good architect or overseas drafter who knows their stuff. 

This topic can be very specific to each person's situation. 

My personal rule of thumb for profile age is that if the profile was created before 2015-2016 (when the internet started to get a bit crazy with misinformation ahead of a certain presidential election), I'll generally proceed as long as they're interacting like a normal person (not a bot) and their profile looks otherwise legit.

@Robert Trevino Right now in my market the cost to build is just so much greater than the cost of purchasing existing that unless you’re building a personal home no one is building.

The Operator or the HammerThis is the person that actually runs the physical asset - property and asset management, project management - takes care of the day to day gritty details of operating rental property.

The only exception is finding a drywall person and general carpentry person; that's the only jobs I try to find an individual person for.