It was as if you wished your property never went up in value in Texas as this only can eat up cash flow for buy and holders.

I would also say that if the fines are alot and going to eat into profits, then going directly to the HOA board as a business man stating you're happy to pay the HOA back dues but don't feel it fair to pay the other fines as you were not notified properly would be good course too.

It's moldy....definitely don't eat it.

I cook meals at home, and we eat leftovers for lunch.

We where spending thousands a month eating at Landry's restaurant I guess. 

He said this is mostly due to renovations/additions to the houses..So now, I wonder if its worth evaluating from a value add standpoint or if that's putting too many eggs in one basket?

I've tried zillow and loop eat but it's difficult to narrow down the results.

Start adding those numbers up and now you can see how you can start turning your little nest egg into a huge one.Hope that helps. 

I do have both a full time job as well as an additional part-time job so I do have a small nest egg to start out.

Keep building up that equity in both properties and some day you will have one hell of a nest egg to let you do whatever you want!