You'll prolly want to refi out and pay the credit line after a relatively short period. 

The ones below go up to 90%-100% LTV depending on DTI and credit.TruWest Credit UnionCredit Union WestAmerica First Credit UnionBankers TrustUS Bank

While the work is rewarding, it is not increasing my own portfolio.I’m 58 years old, have terrible credit and besides my consulting business, am not employed.

FHA will accepts a wider range of credit scores which is nice. 

The tenant is a good one  with a very high credit score, but I feel I should have set my boundaries properly.

Does anyone have suggestions on which bank(s) or credit union(s) will loan on a home(s) for  $45,000 or under? 

Hi I am new to bigger pockets. I have purchased 1 sfr rental in warren MI using cash (29000) i made a ton of mistakes during the process  but it was definitely a learning experience. after about 35000 in rehab costs t...

If nothing else, it would show the tenant you are taking their concerns seriously.I would also do a search on the property history;   it's very possible the tenants did this as well, and uncovered something disturbing about the house that is the root of this.  

I have a client that has a great credit score and several assets looking to buy a duplex.

Fundamentally though the price increases are driven largely by inventory shortage, not risky mortgage lending practices so there's no reason to expect that the next credit crisis will stem from the housing market though it will no doubt be affected.