They charge a $40 flat fee to assess the situation, then go to the hardware store, buy supplies, and fix the problem that day charging a per hour rate plus the actual cost of supplies.

I know there are some agency that charge a monthly fee to their agents instead of taking a commission cut.

Is there a limit how much you can charge in points or total closing cost?

. :-)What other charges are they throwing in there?

Just only have 6 years of credit history since I didn't get a credit card until I was 19 and have no history of mortgages.

Call a Credit Union and see if they offer title services, they may charge you under $100 for a title search.

From a legal perspective it would seem that the agency is charging a flat fee to "broker" the deal and that is their discretion to do so if they choose.

They actually wanted to charge me if I wanted them to go out and do inspections.

I know many who charge double that.

I am looking at buying my first rental property and wondering what strategy makes the most sense, I have some cash can buy one house that might not be in an area where the value will go up anytime soon but has slot of renters and the house would need little work if any before its ready to rent, option 2 would buy maybe 2 in that area but they need work so can use a credit card to cover the repairs and help build my credit ( I have a good score just not a real long history which the bank dont seem to like) option 3 would be take the cash I have to cover 20% or higher of a down payment on a house in a better area where rent is 300 higher on average my goal is to buy and hold and rent maybe down the road get into buying and selling thanks for any opinions