But lets say you were like the guy in "The Big Short", who noticed something was off WAYYYY before anyone else did and you decide to tap the equity before anyone catches on to what's about to happen to the economy.

A convenient catch-all that protects them from anything--how great for them. 

Your letter might get "accidentally" brushed into the garbage can in 10 seconds flat depending on the mood of the person who reads it.You'll catch more flies with honey than vinegar...I would be neutral, calm, and objective -- state the facts only and use "please" a lot.

The catch is that I have to purchase the property for $2.6M. $318k  Rental Income$121k  Operating Expense$202k  NOI$110k Deb Service (interest only)$92k   NET PROFITSo for my investment of $390,000, I will get a sizable asset plus recover my initial investment in just over 4 years.Any thoughts/comments would be appreciated.Thanks,Nilton Lisboa

They are likely unable to immediately catch up or pay on time going forward.

I've gone through a couple audible books that didn't catch my attention and focus as much as like the podcast can.

You certainly can make it work -- I would caution with the proverbs: "The man who chases two rabbits, catches neither," and"No one can serve two masters.

I can't find the catch, please let me know what your thoughts are. 

She's a sweet lady but then lost her job, got behind, had to catch up, had to get caught up on that car payment or she wouldn't have a car to get to work, lost another job, etc.

You'll have to catch me up sometime.