That portfolio darn near grows on it's own now, and I can focus my time and energy on teaching others to do the same.  

ACV - if a tree crashes into it and destroys it or it burned down tomorrow (say, a tenant leaves groceries on the stove and it gets turned on or they plug in cheap phone charger and it catches on fire - both problems we've had), can you rebuild for the $180k?

I’m an hour away mind you and at my w2 job do I fly up there thinking the whole time in my mind what the heck could it be then when I arrive I realize she let all the bulbs burn out over time and when the final tube bulb went out she called so I went to Home Depot and spent 4 bucks to get her up and running again .

But, this isn't a turn and burn situation.

I've seen my clients get burned many times by lenders who rarely do SBA loans.

It burned only a small patch of carpet and sub floor. 

I did find a contractor that offers a 1 year no interest loan which I will most likely leverage that opportunity stretching the repayment bills out over 12 months (helps improve all cash flow).I appreciate your energy and time.

TWO million dollar judgement...Tenants can slip and fall, the house can burn down and they can claim faulty wiring, you name it.

Thank god i got some help and spent my energy finding the right people and system.

Even a passive house that is net zero or even net positive has a tremendous amount of embodied energy, which will never be offset by solar-wind-whatever, and many (most) of the materials used are not renewable.