My agent who’s also a REI has told me that 4.75% is too high and it should be in the high 3’s and low 4’s but from what I’m reading online and from what I’m being told by these loan officers 4.5-5% seems normal?

We are fired up to build our rental portfolio and this will be the first time we look for a tax professional to guide us as opposed to our normal Turbo Tax form filling.  

The owner will be providing a list of the items that will be included with the property and their costs, which will provide us with a deduction on the legal fees.Logically, I would think that, since the current owner will be separating out the cost of the furniture from the apartment, we can perhaps depreciate it according to the normal ADS schedule for furniture, as it seems like it would be equivalent to purchasing used furniture for a property.

You are giving yourself the ability to invest in properties you normally would not have been able to, or would have had to wait substantially longer before doing so.         

Adding a stair glider or ramp in the front is easy and normally considered a "reasonable accommodation." 

Your agent should communicate with you quickly, often, and outside of normal business hours.

On your shared square footage you can allocate and deduct that % of all normal rental expenses.

Ahmad:It normally starts with the physical inspection of the building(s).  

I would like to know if this is normal in a process, I thought this was all paid at closing.

Part 1 of 5: What is a Deductible Buy-Down ProgramDeductible Buy-Down programs are insurance policies a business/real estate investor can implement in their protection plan to lower the amount of deductible they have to pay when there is a claim made.These are policies which are in addition to the normal coverage plan (property, liability, auto, umbrella, cyber, etc.)Part 2 of 5: How Buy-Down Programs WorkThey are one of many ways a person/business can implement alternative insurance protection.Buy-Downs are added to protection plans to lower out of pocket expenses for the insured at the time of loss (a claim)Example of how a Buy-Down program works:You have a commercial property portfolio.Its insurance policy has a deductible and a premium.