Building science is something that changes often and there are always many new things to learn and stay up to date on. 

You can always get a new partner, you can't get more family. 

I'm going to try to get Safeco to waive their new policy of not allowing any change of broker requests to go through after July 1, 2024 based on the fact that I never received their notice of Non-Renewal (dated May 4, 2024 ) in the mail and only got a copy of  it by email from my agent's office on July 17.  

I'm working towards Energy Star in my new 4 unit build because it's fairly easy to get slightly above code and cheap to have the raters come and certify you with the Energy Star label which would add value for the tenants especially for people with alergies or aesthma. 

@Clare CuiI would requalify her - meaning have her provide you with unemployment amounts, how long she is able to collect and also how much $ she has in bank just like I would do for a new tenant

Do that with several lenders and decide who you want to work with.I've never met a lender that was negotiable with a new customer.

For 1031 exchange, we can't close the new property in a LLC due to tax purposes.

I haven't seen anything below $3,000 in Texas for RC in a couple years unless the home is brand new. 

Here is some information about Modesto and nearby areas: Here is some information on Riverbank expansion and Costco development slated to complete at the middle of this year: https://www.theriverbanknews.com/news/prep-work-costco-now-underway-riverbank/Here is information on Modesto's North Corridor expansion in the same area: https://northcountycorridorphase1.com/ and video here: https://youtu.be/IjyXegECcycCeres has just put in a new strip at the Gateway Center and they are building out a hotel.

FHA & VA allow for a "Change in circumstance" for example you are moving, changing jobs requiring new location, new school, enlisted military, divorce, other life circumstance outside of your control.As far a penalty due to no intention as using from the start of the application.