They say they have America’s best mortgage.Plus, there may be down payment resources from the state as well.I hope this helps.I wish you all the best.

***Update Here***Should I keep Or Sale Gut Flip in B- area.If I sale my new flip best I’ll get is 30k after 9 months.If I keep as a Long term rental I’ll have to convert the garage into a 1 bed cottage at an additional cost of $35k leaving a total of $107k left in this deal after 70% refi and closing cost.

As the new owner, showing them that you care about both the property and their experience as residents while they're living there, and building a solid rapport with them on the front end, it will pay so many dividends as you move forward.Hope this info helps a bit, and best of luck with the new property/tenants!

-repairs and cap-ex can be the most challenging aspect for new investors, there are no standard rates that will work across the board. $200/mo is a safe bet for a SF of this size for cap-ex, and your repair estimate looks ok.

Best of luck! 

What interest rate is the seller offering? 

I was able to get them $9,000 off of the asking price, and a $30,000 concession to cover closing costs and a rate buydown further increasing their cash flow.

Maybe best to wait to see whether Berkeley's brain damaged voters pass anti homeowner ballot measures. 

Best of luck starting out. 

I just DM'd you about class ratings of different parts of KC which I am of course partial to.