., I agree with John Kent on this for an Attorney, simply put,  the project your working on will consider more information than you would a Residential Home.

She and I had a discussion about it today and she basically said "any time you come to mean with something i will likely say no and won't think it will be a good idea.

you don't owe a mortgage, so there is no time clock ticking away for paying this back (plus interest). you also mentioned you have a full time job that sounds like it pays well. why not take a break, save the money you need, or pay as you go per project using your paycheck. if you haven't had to borrow money at all for this project, why start now?

But once you find a great contractor, you can use them indefinitely in their area of expertise for most all your projects going forward.  

I have a very good contact that we use for large projects throughout the NY region. 

Projects that go over budget more then 10%, are pushing the limits of failure.

I'd love to chat with you about helping you out with your rehabs / any other projects you've got going on.

Part of my still seeking affirmation about my "project", and part of me thinking: "Wow.

But if you did, the bank would basically take ownership of whatever percentage you tell them you want mortgages (they'll limit it to about 80%).

I am currently a commercial Superintentdent building mostly large box retail from 100,000 - 1,000,000 SF projects nationwideI have extensive construction experience but little rental experience.