Approximately 0.00% of my clients with $3,000,000 or $5,000,000 in personal mortgage debt have the day-job income to support it, half of them had a conversation with me where I went over what choice to pick for Schedule E in cases where your CPA gives you a choice between a few options that are all allowed by the tax code.If you are buying cashflow positive real estate, your DTI will actually go down over time.

Alternatively I could turn the garage into my business storage & "office" as a write off against my rental taxes.

He explains this choice gives a higher chance of getting an offer accepted.I have played around with the numbers (i.e. full list price with seller contributing full closing costs vs. lower list price and seller contributing less closing costs).

Why am I confident with this choice?

If not, what are better alternatives? 

Hello friends I do wholesale real estate currently in Texas where the closing simply goes through our title company of choice, looking to move into NC though i am aware that the closing process includes an attorney.

They should have no alternative interest than a fiduciary duty (your best interest) to you, especially on your first deal.

As for outside financing, I think that is a personal choice.

While no one holds a crystal ball, the choice to invest anywhere is often based on metrics. 

You obviously made the right choice.