It's a great way to increase your net worth and these loans can also be used to pull cash out of a property as it appreciates allowing you to reinvest money into new deals.

It also allows me to get a realistic idea of vacancy rate as well as other anticipated expenses.

Well technically a Broker's license like you mentioned, however I found a broker that allows me to run with no interference. 

Population growth, strong job growth, multisector industry/economy (Never invest in an area propped up by a single industry, or worse, a single company), landlord and business friendly, strong development, strong sports teams (even minor and farm teams), lower crime rates than national average, and good schools/colleges nearby.

With an established presence in the Fairfield County market, and a reliable team of a proven general contractor, property manager, and leasing team, this property seamlessly integrated into RCA’s portfolio.

The good thing about househacking a legal multifamily unit is that lender allows you to use the vacated units of 75% market rent as an income to offset the potential current mortgage.

Our team covers all of eastern PA, and we likely have some 1st hand experience in your area, especially being 40mins south of Atown.Would be glad to talk thru some scenarios if you're looking for some input.

I wouldn't necessarily go for 15% down, but if that allows you to use the remaining capital to out preform the cost of the higher rate, then I get it. 

What is the current zoning for the lot and does that zoning allow you to do what it is that you're trying to do?

I am deciding if I want to do this on my own this first round (I currently work 70 hours per week so this isn't really my first choice) or find a property manager (or someone willing to manage mine) who has a good cleaner/handyman/team and has had some good experience with MTRs in this area!