Among the many real estate hats I wear, or have worn is negotiating short sales and loan modifications.

It is fairly easy to get a loan modification or other alternative to foreclosure (Assuming its Fannie/Freddie, which is still 70% of the market) these days and values are not declining so, its not like we were chasing values down like we were 08-16."

It is currently on a conventional loan with over 20% equity.

I was a bit interested in Assumable a loan for a property and know about most of the details, as well as bringing extra money to the table, I just wasn’t sure if I would be able to assume an FHA or VA loan if I already have both and the VA entitlement was already maxed out. 

Read everything that @Henry Clark posts, all of the information is in his posts.Don't get burned on the PSA or loan docs.

Conventional bank loan Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

Hi Rahul, A flip loan and permanent financing are really two different loans.

If most loans locked in a fixed rate before the interest rates started increasing in 2022, they will not be impacted by rates going up.

I have been pre-approved for a va loan that is just more than what her mom owes on the home.

Are you looking for financing for the acquisition, rehab, permanent financing (take-out loan), or all of the above?