HELOCs can give you flexibility so you don't want to keep them hilted, you want to use cash flow to pay it down at a regular schedule so you have additional emergency reserves or the ability to deploy it elsewhere.So in summary, with little displine, HELOCs can lead folks to make a bad deal happen or end up with more leverage than is healthy or long term debt.  

You have a healthy approach to this and still have a job you can lean on in the short term.

So i'm doing a JV (joint venture) right now with an out of state provider who I trust and respect, and I feel like i'm in good hands.  

I got joint business cards for my husband and I, mostly to hand out to neighbors of our units and at networking events.  

;)Co-Ventures or Joint Ventures can be done for different reasons: one of the investors could be a "money partner" - he/she brings the money to the table and you find the property and supervise construction if needed.

Joint Venture

With prices so low and on the rise, it is an active and healthy market. 

Looks like things are still humming in the SFBA so the market should stay healthy in the next few years. 

Yet, at the one end of the mall, they knocked down one of the former anchor store's building and put in a large new supermarket and a large Menards store, along with some other small strip malls, fast food joints, etc. so there is some hope for the future over there.The condos can sure be cash flow machines as Dawn is laying out for everyone here, that's quite a nice return there!

I do 50/50 deals with one at a time, and put up some of my share, and borrow some of my share from the other investor, with a healthy yield..