COVID isn’t going to have any measurable impact on the return over a 10-year time horizon 

On that note, the quality of the neighborhood has also an impact on the insurance premium; expect to pay more on cheap properties in rough areas.

Some people have experienced major loss and disruption due to COVID-19 but many more have not been impacted in a major way financially.

Every state is impacted but glad to see that Texas is on the lower end of the spectrum.Comparing each state’s average weekly jobless claims totals over the last three weeks to the week before shutdowns started occurring, reveals the top states showing the largest percentage spike in unemployment benefit applicationshttps://l.facebook.com/l.php?

Now interest rates are important, but we don't think they're knowable." interest rates impact loans and loans are part of your finance strategy.

I'm not saying there are opportunities like this for everyone, but I want to encourage you to take big steps toward your goals where you can see immediate impact; if your plan is to go to school to find a job unrelated to real estate so you can get a small increase in pay to be able to grow your portfolio a little quicker through the traditional route, I'd have to say it feels like a waste of time.

That may have an impact on the options available to you. 

Given the property is a significant portion of your mother's estate, it is important to mitigate as much as possible the tax liability and impact so as to not to reduce your mother's estate nor negatively impact her current and ongoing lifestyle.

Im from odessa texas permian basin west texas is an oil boom town as well i also work in the oil and gas industry you could not find a single family home built in the 1950 2/1 900 sq ft for anything less then $1,800.00 this will have  massive impact always look at the positive side as so true @Karen Margraveundefined

Maybe have your PM request forgiveness based on the impact of COVID-19, if that applies.