There is Russian saying (in my free translation) "Friendship is friendship, but keep your money separately", something like that - you get the meaning.

The Industry Heirarchy1- Consumer (you, the public)2- Broker, Bank, Lender3- Correspondent Lender (a broker with a line of credit)4- Wholesale Lender (can be a bank or instititional investor)5- Portfolio and Servicing Investor6- Securitizer (basically a broker who creates, buys and sells pools of loans between Wall Street and Investors)7- Wall Street (where the money comes from)Now I really don't suggest going to a "bedroom" broker (one who works from their house) although their nearly non-existent overhead sometimes translates to lower rates and junk fees.

@Hattie Dizmond - your answers are always good, but you nailed this one right to the cross...lolol  Can I translate - quit wasting our time; go use the calculator!

What follows is a simplified version that has been translated through my limited vocabulary and math skills.

wasnt sure if your jewish :) otherwise translation, happy birthday!

Hey Rhevon, I'm not a RE expert by any means, so I don't know that these ideas translate well, but I have been a salesman of some sort for most of my adult life (my mother would argue most of my childhood and adolescent life as well).

Did the class you attend translate into becoming a member?

Translated to English, it is Acquisitive Prescription, so AP, but not Adverse Possession ;-)

I want to say it was # 34 or 35 and they said that they were getting plenty of responses from their yellow letters but that it translated into  very few deals.

(Brandon Turner nice "thug lean" in the family pic) ;) Chris, if you can deal with helping people wean off drugs and all that goes with that, you will translate that compassion and understanding into working with distressed sellers/renters.