That is, both from a portfolio management perspective (my perception of your portfolio), as well as expsoing yourself to high growth areas of the 21st century I think international equities (developing nations to be more precise) is your best bet.

What I mentioned above has more to do with perception and causes for them, IMO, not clearly but along the fringe.So in the OP, it appears an assumption of wealth is being made, but is that really the basis for the scorn?

I'll let you know as I have two in current bankrupcty and possible one more coming.I think you just have to really know your numbers and then figure out what your perception of "lowball" is.

I think the problems are that (1) most consumers would not understand the product, (2) the public perception of the big, evil investment bank trying to seduce the public into any swap contract could be bad, and (3) psychologically it would be tough for a consumer to start writing checks on Day 1 of the transaction to the big, evil investment bank for the delta between the variable rate and the presumably higher fixed rate, never really knowing (or understanding?)

As MikeOH stated tenants have very short memories... and their perception of the value of their services will be twice the amount of similar services... and the thing is, when you are standing in front of a judge, you loose everytime.

Please correct me if I am wrong in my perception of this industry.

This will help with both Buyers and Sellers perception.2) Advertising in some magazines that show only luxury.

Its gotten blown up by perception.

But perceptions are important.

His only choices:1) Raise rents2) Lower expenses3) Pray for inflation or at least increased demand for rental housing.4) Sell at a loss5) Walk.His choice depends on his perception of how fast rents/house values will increase over the next 5 and 10 years.