DSCR won’t be the product you would use for ground up construction/ new build.

They will have a Jumbo product with 10% down with no reserve requirement up to $2,000,000

Start talking to local lenders and see what kind of products they have for construction/ rehab loans.

Propwire is free and a product from Jerry Norton.

The government saw the housing bubble and changed guidlines with fannie and freddie to make the 10 down / 2nd home loan product very expensive (about 4 points to close).

You can also find agents and lenders via the Find An Agent or Find a Lender tools.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer. 

We're able to crank out mods regardless of weather, have all of our inspections scheduled like clockwork, and control the timing of production with the site work. 

It has been my experience, too, that smaller banks with a deposit relationship have a lot of flexibility and a variety of products on offer.

My only reservation is the higher interest rates on these particular loan products vs regular residential mortgages.

Less expensive and more productive in my opinion.